Let's think about a new way of banking

Bank of America Plans Big Layoffs To Cut Costs - NYTimes.com: Bank of America is set to eliminate at least 3,500 jobs in the coming months, as the beleaguered financial giant seeks to cut costs and restructure amid deepening shareholder dissatisfaction.

How about a bank that pays interest according to poverty

And the degree to which people recycle their money

A person with only 1000 dollars would get a higher rate of return than a person with 10,000

Rates would rise as money was spent

There would be credits for all activity according to the size of the account

The 1000 person might receive a10 percent for anything from a purchase to a deposit - for everything

The million account might receive one percent

Activity would include transfer of funds to others

This would replace conventional charity which is demeaning in many cases

Ineffective in actually solving underlying problems

And inefficient in producing self-motivated human beings

Think along such lines for a while and build new banks that make sense

Instead of phony banks that call you all the time

Global Online Privacy